Terms & Conditions

Effective Date: May 9, 2025

Welcome to River Services. These Terms of Use ("Terms") govern your access to and use of our website, services, and tools, including creating an account, submitting forms, and scheduling appointments.

By accessing or using this website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use the website.

1. Services Provided

River Services offers professional services including but not limited to:

Health and Medicare insurance for individuals
Life and disability insurance (short and long term)
Financial services and retirement planning
Tax preparation services for individuals and corporations

All services are offered subject to applicable federal and state regulations.

2. Eligibility

You must be at least 18 years old and reside in the United States to use this website or engage our services. By using this website, you represent and warrant that you meet these requirements.

3. Account Registration

To access certain features of the website, such as scheduling appointments, you may be required to create an account. You agree to provide accurate and complete information and to keep your account credentials confidential. You are responsible for all activities that occur under your account.

4. Use of the Website

You agree to use the website only for lawful purposes and in accordance with these Terms. You may not:

Use the website for any fraudulent or unlawful activity
Interfere with the operation or security of the site
Use automated means to access the website or collect information
Transmit any malicious software or harmful content

5. Appointment Scheduling

Our platform allows you to schedule consultations or services. Confirmation of appointments is subject to availability. River Services reserves the right to reschedule or cancel appointments with notice.

SMS Terms of Service

By providing your mobile phone number and opting in to receive text messages from River Services, you consent to receive SMS communications from us regarding our services, including but not limited to:

Appointment reminders
Account updates
Health and financial service notifications
Promotional offers
Important deadlines or renewal notices

Message types may include conversational, informational, and promotional messages, based on your relationship with us.

By opting in, you agree to the following:

“If you consent to receive SMS from River Services, you agree to receive conversational, informational, and promotional messages related to our services.
Reply STOP to opt out at any time. Reply HELP for support.
Message and data rates may apply.
Messaging frequency may vary.”

You can review our full Privacy Policy and Terms & Conditions at: https://www.insurewithriver.com/privacy-policy

We will never sell or share your opt-in information with third parties for their marketing purposes. Your information is used only for communication directly related to River Services.

6. No Legal or Tax Advice

The content on this website is provided for informational purposes only and does not constitute legal, tax, or financial advice. You should consult with a licensed professional for advice tailored to your specific situation.

7. Intellectual Property

All content, logos, graphics, and design elements are the property of River Services or its licensors and are protected by applicable intellectual property laws. You may not use or reproduce any content without prior written consent.

8. Third-Party Links

This website may contain links to third-party websites for your convenience. We do not endorse or control these websites and are not responsible for their content or practices.

9. Privacy

Your use of this website is subject to our Privacy Policy, which outlines how we collect, use, and protect your personal information, including SMS opt-in data.

10. Disclaimer and Limitation of Liability

River Services makes no warranties regarding the accuracy, completeness, or reliability of the content on this website. Your use of the website is at your own risk.

To the fullest extent permitted by law, River Services shall not be liable for any damages arising from your use of the website or reliance on any content or services provided.

11. Changes to Terms

We reserve the right to update these Terms at any time. Changes will be posted on this page with the effective date. Your continued use of the website after changes constitutes acceptance of the new Terms.

12. Contact

If you have questions about these Terms, please contact us at:
Email: aalpizar@insurewithriver.com
Phone: +1 305 307 0256
Address: 5660 SW 3rd Pl, #202, Margate FL, 33068